Almost every retiree is offered an annuity. Almost none of them understand what they’re buying.
This is the plain-English guide from a retired financial planner — what each type of annuity actually does, when one helps, when one is a mistake, and how to recognize a sales pitch in advisor’s clothing. Specific dollar examples. No commissions. No fear-selling. Note: This book was written with AI assistance and reviewed by the author for accuracy and relevance.
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