The Pre-Retirement Checklist: 12 Months of Financial Actions Before You Leave

Most retirement mistakes happen in the 12 months before you leave work — not after.

The decisions you make in the year before retirement can add — or cost — tens of thousands of dollars. Social Security timing alone can be worth six figures over your lifetime. Yet most people treat retirement like a date on a calendar instead of a financial event that demands a plan.

The Pre-Retirement Checklist by Henry Wellington gives you a month-by-month action framework for the 1

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